Getting a mortgage is a huge financial commitment, and understanding how they work is essential before you start house ...

More homebuyers are turning to adjustable-rate mortgage loans to keep their payments affordable. It's easy to understand why.

Adjustable-rate mortgages are making something of a comeback. Last week they made up nearly 10% of all mortgage applications, nearing a post-pandemic high, per the Mortgage Bankers Association.

According to the Mortgage Bankers Association, the number of ARM applications jumped 25% last week, to their highest level in three years. Adjustable-rate mortgages — ARMs in real estate lingo — are ...

A hybrid adjustable-rate mortgage is a type of mortgage that has an initial fixed interest rate period followed by an ...

With the Federal Reserve cutting its benchmark rate, some homebuyers may wonder whether mortgage rates will follow — and whether an adjustable-rate mortgage could offer a cheaper way to get into a ...

An adjustable-rate mortgage, or ARM, can seem like an enticing offer, as they often offer initially lower rates than the more standard fixed-rate mortgage. But later on, the rate is subject to change ...

Mortgage interest rates just fell to an 11-month low last week and they are likely to continue to fall in the weeks ahead. With a Federal Reserve rate cut all but a certainty now (the dispute lies ...

For those of us who lived through the housing crisis of 2008, you may associate adjustable rate mortgages (ARMs) with predatory lending practices and mass foreclosures. But today’s ARMs have been a ...

A hybrid mortgage combines the stability of a fixed-rate mortgage with the flexibility of an adjustable-rate mortgage (ARM). This type of mortgage offers a fixed interest rate for an initial period, ...