Adjustable-rate mortgages, or ARMs, are home loans with fluctuating interest rates. The main difference between adjustable- and fixed-rate mortgages is that fixed-rate mortgages keep the same rate for ...

A hybrid adjustable-rate mortgage is a type of mortgage that has an initial fixed interest rate period followed by an ...

Approximately 10% of borrowers in September took out an adjustable-rate mortgage to purchase a home. Adjustable-rate mortgages contributed significantly to the 2008 housing crisis, as many borrowers ...

The surge in adjustable-rate mortgages this decade led their share of the market to more than triple over four years at the nation's largest banks, according to a new Federal Reserve report.

No more mortgage madness — this guide can help you decide which type of loan is right for you. Getty Images Fixed-rate mortgages offer stable payments and suit long-term homeownership plans. ARMs and ...

Escrow adjustments “An escrow account is essentially a built-in savings account managed by your mortgage servicer,” explained Debbie Calixto, an Indian Wells, California-based ...