Most personal loan lenders prefer applicants with good to excellent credit scores, which means a FICO Score of at least 670.
Credit scores vary widely across the U.S., according to a study by personal finance firm WalletHub.
Is an 850 credit score worth chasing? See why perfect credit does not unlock better deals than an excellent score -- and what ...
Only one in four Americans has a credit score above 800, which is considered exceptional, according to industry data.
Whether interest rates are rising or falling, a high credit score consistently places you in the lowest-risk category in ...
In order to determine which states had the highest and lowest credit scores, WalletHub compared the average credit scores of residents in all 50 states using TransUnion data in October 2025.
Your credit score can impact everything from the rate you get on a mortgage to whether or not you qualify for a credit card. But most people have no idea how their credit score stacks up against ...
A credit score is a number that rates a consumer’s creditworthiness. The higher the score, the better a borrower looks to ...