Paying off collections improves your finances, but what happens to the negative mark on your credit report?

Negative marks on your credit report can hurt your credit score and affect your ability to qualify for loans. Here’s how to ...

New Visual Report Includes VantageScore® 3.0 Credit Score and Easy-to-Read Graphics for a Comprehensive View of Current and Past Credit Activity "Equifax plays an important role in the financial lives ...

A background check can sink a job offer if prospective employers don’t like what they see. While they can request to have a lot of information about a job candidate’s past included in such a report, ...

Rajeev Dhir is a writer with 10+ years of experience as a journalist with a background in broadcast, print, and digital newsrooms. Betsy began her career in international finance and it has since ...

If deleting and reporting scam texts and phone calls has become part of your daily routine, there's another simple way to protect yourself from fraud -- and it may be more effective. Placing a fraud ...

Credit card issuers often report to the credit bureaus at the end of every billing cycle, but the exact dates can vary. Activities like on-time or late payments and credit utilization are reported, ...

With health care costs rising, recent legal developments have altered how medical debt shows up on credit reports that employers conduct on job applicants and employees. Employers may want to stay ...

Equifax (NYSE: EFX) is making it even easier for U.S. consumers to understand their credit history and monitor their financial health with the introduction of a new, reimagined consumer credit report ...

Natalie Campisi is a senior journalist who covers personal finance, balancing timely news with in-depth enterprise reporting. Her mission is to make complex financial issues clear and accessible for ...

What is considered a good credit score depends on the type of credit score used. You have multiple credit scores, but the ...

"Our updated and industry leading U.S. consumer credit report is another way that we are putting putting consumers first and delivering on our Purpose - to help people live their financial best - into ...