People with top credit scores have multiple cards, keep utilization tiny, payments perfect, and their credit history strong over time.

President Trump has called for a 10% cap on credit card interest rates. What to know to get a lender's best rates sooner.

Maxing out a credit card once can ding your score and flexibility, but the damage is usually temporary if you act fast.

Financial expert shares simple steps to improve your credit score, from managing credit card balances to negotiating with ...

These five credit cards won awards for simplicity, rewards, and long-term value in their category. Learn which 2026 picks ...

The () is an excellent choice for those with fair credit looking to earn elevated cash back on everyday spending categories ...

Does Buy Now, Pay Later affect credit score? Learn when BNPL shows up on credit reports and how it may impact your credit ...

Getting a credit card requires meeting key eligibility criteria. Understanding these factors can improve your approval chances and help you choose a card that fits your financial profile.

Have an issue with your financial planner or looking for a new one? Email questions or concerns to picks@marketwatch.com.

Another 1:1 comparison is the United MileagePlus Debit Rewards Card and the United℠ Explorer Card. Each has an annual or ...