Pay-for-delete promises to erase collection debt from your credit report, but the results of this strategy can vary.

Disputing collections debt can protect your credit, but only if you know when it actually makes sense to do so.

The statute of limitations also plays a critical role. Each state sets time limits on how long a creditor can sue you for ...

Get to know the research on debt collection lawsuits, racial disparities in judgments, and a big slice of consumer debt: ...

Consumers across the country are being bombarded with intimidating and sometimes aggressive debt collection calls, and ...

US HOW TO HANDLE THOSE CALLS. YOU MAY NOT KNOW IT, BUT AS A CONSUMER, YOU’VE GOT A BOATLOAD OF RIGHTS, RULES AND REGULATIONS THAT WORK IN YOUR FAVOR WHEN DEALING WITH DEBT COLLECTORS. A VIEWER ...

With federal oversight in retreat, deep-pocketed collection companies are aggressively pursuing down-and-out consumers who are struggling with record levels of credit card debt. Meanwhile, consumer ...

WalletHub collected data from the end of 2025 and ranked the states with the most and least debt collection accounts.