Pay-for-delete promises to erase collection debt from your credit report, but the results of this strategy can vary.

WalletHub collected data from the end of 2025 and ranked the states with the most and least debt collection accounts.

Paying off collections improves your finances, but what happens to the negative mark on your credit report?

If you’re drowning in debt, debt relief could be a way to reduce some of the burden, or at least give you a more manageable payment plan. The process, which is also frequently called “debt settlement, ...

Disputing collections debt can protect your credit, but only if you know when it actually makes sense to do so.

Could your debt be reduced or forgiven? Take our financial relief quiz. Find my match Could your debt be reduced or forgiven? Take our financial relief quiz. Removing collections from your credit ...

Get to know the research on debt collection lawsuits, racial disparities in judgments, and a big slice of consumer debt: ...

NEW YORK — Millions of Americans are seeing their credit scores suffer now that the U.S. government has resumed referring missed student loan payments for debt collection. After 90 days of non-payment ...