Even in today's economy, short-term CD accounts remain competitive. Here's what can be considered a good one now.

Today's highest CD rate is 4.94% for CD. CD rates from online banks are commonly twice as high as the national average rates. CD ladders let you leverage high rates without locking up all of your ...

Have extra cash? A certificate of deposit (CD) may be a good place to invest your funds. Currently, the best CD rate is 5.11% annual percentage yield (APY) for a 12-month term from Daniels-Sheridan ...

Interest rates for certificates of deposit have soared in recent years along with rates for savings accounts, mortgages and other financial products. But not all CDs are created equal. Some offer low ...

The Fed cut rates a total of three times in 2025, but today's top CDs still offer yields as high as 4.27% APY. Secure a solid ...

Read on to learn about the best banks for CD rates in 2026.

Average yields for 12-month certificates of deposit are down 6 basis points over the past year to 1.76%, according to the latest government data. Despite their average decline, however, WalletHub ...

Some pros say the Fed is likely to make rate cuts in 2026. Indeed, with the Fed’s first meeting of the year not scheduled until Jan. 28, the CME FedWatch tool currently predicts a 14.4% chance that ...

CD rates are currently above 5.00%. Since this is higher than rates have been for many years, they seem like a good investment -- especially since they are insured by the FDIC, so losing money isn't ...

If you're looking to save some cash, now's a good time to lock in a guaranteed, inflation-beating return before savings rates potentially dip. Why's that? The Federal Reserve is set to meet at the end ...

CD account interest rates remain competitive at the start of 2026. Here's what a good long-term CD account rate is now.