Retirement planning is a big deal, and choosing the right savings account makes a huge difference in how much you’ll get to keep down the road. You’ve probably heard of a 401(k) — a popular ...

Typically, the IRS prevents you from cashing out your 401(k) until you reach the age of 59½ years old. How they do this is by sticking a 10% penalty on early 401(k) withdrawals, and that’s on top of ...

Both a HSA and a 401(k) are for tax-advantaged savings—the former for health expenses only, and the latter for retirement.

The same research team that documented the impact of auto-enrollment and auto-escalation in 401(k) plans has returned to the topic to assess how real-life events affect the longer-run effect of these ...

Discover how 401(k) balances in your 40s and 50s stack up and learn smart strategies to grow savings, such as catch-up contributions and Health Savings Accounts (HSAs).

If you’re looking to grow your retirement savings, a 401(k) can be a game-changer—but what if your employer doesn’t offer one or what if you don’t have an employer at all? Let’s break it down and ...

Withdrawing your 401(k) early may offer a way out of a tricky financial situation, but early withdrawals generally come with consequences too. If you withdraw money from your 401(k) before you reach ...