The rate on a 30-year fixed refinance decreased to 6.23% today, according to the Mortgage Research Center. Rates ...

If mortgage rates are lower now than they were when you originated your current loan, then refinancing can help reduce your monthly payments and work faster toward paying off your house. A cash-out ...

Mortgage Research Center. Rates averaged 5.24% for a 15-year financed mortgage and 6.04% for a 20-year financed mortgage.  ...

Average mortgage rates dropped throughout 2025, with APRs on home loans down from about 7% at the beginning of last year to the low 6% range in December and into January. Some experts believe ...

For Stacey Foley, refinancing her mortgage was a no-brainer. Stream San Diego News for free, 24/7, wherever you are with NBC 7. After paying roughly 4.25% in interest on her existing home loan, ...

If you bought your home when mortgage rates were higher than wanted, with plans to refinance once they dropped, you're not ...

Refinancing could make sense if you want to lower your interest rate, get rid of mortgage insurance or change loan terms ...

The rate on a 30-year fixed refinance rose to 6.35% today, according to the Mortgage Research Center. Rates averaged 5.25% for a 15-year financed mortgage and 5.98% for a 20-year financed mortgage.

An interest rate cut issued in September was widely anticipated by a wide range of Americans, but arguably most strongly by current homeowners. This group, specifically those who purchased a home ...

Some mortgage lenders offer specials that allow you to buy a house now and refinance to a lower rate for reduced fees, but that may not be the best deal available. "Buy now, refi later" promos may ...

Homeowners considering mortgage refinancing face interest rates that remain elevated compared to pandemic era levels, though recent months have brought modest relief. The current average refinance ...