Outside of lower Treasury rates, there are policies that can increase home affordability by reducing fees, increasing ...

Average mortgage rates dropped throughout 2025, with APRs on home loans down from about 7% at the beginning of last year to ...

If you've been waiting for rates to drop to refinance a 8% mortgage, your time has come. Rates are now the lowest they've ...

Your credit score shapes every aspect of your mortgage terms, from your interest rate to your total repayment amount. Lenders ...

December 10, 2025. That's the date when the final Federal Reserve meeting will conclude its final 2025 meeting and, with it, a now widely anticipated reduction to the federal funds rate. A rate drop ...

Mortgage rates have fallen modestly from their peak above 7% in January. Analysts expect mortgage rates to hold around 6% in 2026, even as the Fed cuts short-term interest rates. Mortgage rates ...

Mortgage rates are expected to decline marginally throughout the rest of 2025, but 30-year fixed rates aren't likely to dip below 6% until the end of 2026. However, the mortgage rates forecast changes ...

This year, mortgage rates failed to decline by as much as many—including President Donald Trump—would have wished for to alleviate the ongoing affordability challenges in the U.S. housing market. As ...

Everything you need to know about how, and when, to refinance your home loan.

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. And while mortgage interest rates are far from the lows many were ...